Writing down a list of the things u need to do sure helps you to focus on the tasks ahead, and keeps you away from the rest of the mumbo jumbo that tends to tempt u away from your important work. Well i've upgraded, by utilising the notepad function in my trusty phone, so now wherever i go i can be constantly remind of what i need to do, plus update on the go.

See bro, you don't really need a PDA phone. If i can survive without it, you can.

Sometimes it's really all about wants, and nothing about needs.

Money. It's in everybody's mind. How to make more, how to save more. Cut your wants, you save some, scrimp on your needs, you save some more. Speculate, you win some and lose some. Invest, you win more than you lose, but you dun see it coming until 10 years later.

As we grow up, there's alot of decisions to be made. But, fundamentally, in my opinion, its just food, shelter and protection. Everything else is just pure gravy.

So, hope this paints a clearer picture to everyone.